Know Your Customer Policy

Global Gold Verification Platform ("GGVP") requires full Know Your Customer (KYC) and Know Your Business (KYB) verification of every party before they may participate in a transaction on the platform. This policy describes the information and evidence we collect, how we verify it, and how we maintain it over time. GGVP does not custody funds or gold; KYC is performed strictly for the purpose of verifying counterparties, legal capacity and chain of custody.

For each natural person (including authorised signatories and UBOs) we collect:

• Full legal name, date of birth, nationality and residential address.
• Valid government-issued photo ID (passport or national ID).
• Recent proof of address (utility bill or bank statement, less than 3 months old).
• A liveness/selfie check where required by risk level.

For each legal entity we collect:

• Certificate of incorporation and registered number.
• Memorandum & articles of association or equivalent.
• Registered office and principal place of business.
• Ownership and control structure, including a UBO chart.
• Identification of directors and authorised representatives.
• Licences relevant to dealing in precious metals where applicable.

We identify and verify every natural person who ultimately owns or controls 25% or more of the entity, or who otherwise exercises control. Where ownership is layered through other entities, we trace ownership through each layer until natural persons are identified.

All individuals and entities are screened against UK (OFSI), EU, UN and OFAC sanctions lists, PEP databases and adverse-media sources at onboarding and continuously thereafter. Confirmed matches with sanctioned parties result in immediate refusal. PEPs and high-risk profiles trigger Enhanced Due Diligence and senior compliance approval.

Buyers must evidence source of funds (e.g. bank statements, audited accounts, loan agreements). Sellers must evidence legal title to and provenance of the gold, including refinery, assay, LBMA Good Delivery references where applicable, and chain-of-custody documentation.

Verified profiles are reviewed periodically based on risk rating (typically annually for standard risk and more frequently for higher-risk profiles). Counterparties must notify us of material changes to ownership, control, regulatory status or activities. We may request updated documentation at any time.

KYC records are retained for at least five (5) years after the end of the business relationship, in line with UK MLR 2017. Personal data is handled in accordance with our Privacy Policy and the UK GDPR.

We reserve the right to refuse onboarding, suspend access or terminate any relationship where we are unable to complete KYC to our satisfaction, where information provided is materially incomplete or false, or where continuing the relationship would be inconsistent with our legal or regulatory obligations.

For KYC questions, document submission or escalation: